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How much does it cost to raise a child in 2013 compared to a decade ago?
The cost of raising a child to the age of 21 has increased by 58% since 2003 with education and childcare being the biggest expenditure for parents. See how it compares by region and over time•...
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OFT warns significant change needed in current account market
Banks make £139 for each current account, the OFT says, but the market is complex and consumers lack confidence in switching processCurrent account charges are too complex and competition among...
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The current account that charges you to avoid charges
Pay to escape paying … are Clydesdale and Yorkshire banks' new accounts the future of banking?A current account that charges you up to £180 a year not to pay your bills? It might sound bizarre, but –...
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Nottingham retailer battles for survival as economic recovery hopes fade
Rupert and Lucy Adams, owners of Real Clothing in Southwell, admit they struggle to remain optimistic amid financial gloomRupert Adams and his wife Lucy have run Real Clothing for more than 10 years in...
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Credit rating ruined by my silly mistake
Accidentally using the wrong credit card for a small Amazon purchase will affect my Experian credit rating for six yearsI have always held an excellent credit rating and obtaining 0% interest credit...
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Warm Front boiler service left me cold
I has a boiler installed under the Warm Front scheme, but the Xtrawarm service engineer flooded my kitchenI am a disabled pensioner with chronic lung disease. A priority for me is to have adequate...
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EDF makes swift bill repayment
Some energy companies appear to be better than others at repaying customers whose accounts end up heavily in creditIn last weekend's Guardian Money you stated, in answer to a letter about energy bills:...
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Fake reviews plague consumer websites
Consumer website reviews should give you the truth about goods and services – unless they've been written to orderHow much do you trust a review on an independent website that gives a positive account...
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Spot the Dog! Fund managers who bark up the wrong tree
BestInvest is naming and shaming the complete mutts of the investment world in a new reportBritain's worst investment and pension funds are named and shamed today in a "Spot the Dog" report published...
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Which wellies should I buy?
I've been advised by friends to get some decent neoprene wellies, but they seem to cost £60-£70Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a...
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The Green Deal must be a good deal
It is claimed that 14m homes could benefit. Really?The climate change minister, Greg Barker makes some startling claims about the government's Green Deal, launching on Monday. It is the "most ambitious...
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A Green Deal but not a great deal
The government scheme to make homes more energy efficient starts on Monday, though for many the savings won't cover the cost of the workThe Green Deal, the government's flagship programme to make...
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Does tin foil behind your radiator beat the cold?
Simply fixing a sheet of tin foil behind the radiator stops a lot of expensive heat escaping … so the theory goesCould a roll of tin foil prove to be a better bet than the Green Deal to beat rising gas...
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Pawning my Turkish 14ct gold bracelet was tarnished by an offensive remark
First my bracelet was broken, then The Money Shop told me its certificate of authenticity 'didn't matter' because it is foreignMy wife went into a branch of The Money Shop to pawn a white-gold bracelet...
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Caught out by cold-calling scam on timeshare owners
Action Services International contacted us offering a disposal service for our timeshareWe have had a call from Action Services International offering to help dispose of our timeshares. We have had...
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Why the Green Deal could make your home a hard sell
The government's fuel-efficiency scheme may cut your electricity bill – but prove a problem when you want to sell your houseHomeowners who sign up to the government's new energy efficiency savings...
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Green deal home insulation programme 'unlikely to deliver promises'
Experts say promises to save money for poorer households and rescue many from fuel poverty cannot be guaranteedThe government's flagship "green deal" home insulation programme provides no guarantee of...
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Half of UK households burdened by debt during recession
Total debt, excluding mortgages, reached £94.7bn between 2008 and 2010, as economic downturn began to take its tollThe average household owed £3,200 on credit cards, overdrafts or loans as the economic...
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Britain's shrinking economy: why the level of debate is farcical | Aditya...
Armando Iannucci's 'paper houses' comedy sketch offers a great insight into Britain's economic crisisWhen the news came in last Friday that the British economy was shrinking yet again, I slogged...
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The Green Deal: consumers beware nasty surprises
The Green Deal is littered with caveats and controls that might deter potential consumers – but with a bit of awareness they should be able to avoid most pitfallsHomeowners can now sign up to a "Green...
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